State-by-State Mortgage Delinquencies
If you're behind on your mortgage payments, you're in plenty of company -- especially if you live in Louisiana or Mississippi. More than one-eighth of borrowers from those hurricane-ravaged states are delinquent on their house payments, according to the Mortgage Bankers Association.
You are counted delinquent if you are at least 30 days past due in your mortgage payments. Below is a list of the percentage of borrowers in each state who are delinquent on their mortgages, along with break-out lists of the top five and bottom five. The five states with the lowest rates of delinquencies don't have much in common. The three states with the highest rates of delinquencies were struck by Hurricane Katrina.
National delinquency survey
States
Percentage of past-due mortgages
Alabama
6.44
Alaska
2.66
Arizona
2.21
Arkansas
4.37
California
1.84
Colorado
3.17
Connecticut
2.87
Delaware
3.23
District of Columbia
2.55
Florida
3.41
Georgia
5.47
Hawaii
1.62
Idaho
2.59
Illinois
3.72
Indiana
5.61
Iowa
3.02
Kansas
3.77
Kentucky
4.50
Louisiana
13.73
Maine
3.14
Maryland
2.91
Massachusetts
3.03
Michigan
5.75
Minnesota
2.63
Mississippi
12.86
Missouri
4.42
Montana
2.12
Nebraska
3.47
Nevada
2.41
New Hampshire
2.96
New Jersey
3.14
New Mexico
3.33
New York
3.35
North Carolina
4.77
North Dakota
1.85
Ohio
5.44
Oklahoma
4.64
Oregon
2.04
Pennsylvania
4.62
Rhode Island
3.13
South Carolina
4.91
South Dakota
2.04
Tennessee
5.67
Texas
6.24
Utah
3.29
Vermont
2.40
Virginia
2.53
Washington
2.20
West Virginia
5.55
Wisconsin
2.82
Wyoming
2.01
Top 5 (lowest percentage of delinquencies)
---
Hawaii
1.62
California
1.84
North Dakota
1.85
Wyoming
2.01
Oregon and South Dakota
2.04
Bottom 5 (highest percentage of delinquencies)
---
Louisiana
13.73
Mississippi
12.86
Alabama
6.44
Texas
6.24
Michigan
5.75
Source: National Delinquency Survey from the Mortgage Bankers Association
You are counted delinquent if you are at least 30 days past due in your mortgage payments. Below is a list of the percentage of borrowers in each state who are delinquent on their mortgages, along with break-out lists of the top five and bottom five. The five states with the lowest rates of delinquencies don't have much in common. The three states with the highest rates of delinquencies were struck by Hurricane Katrina.
National delinquency survey
States
Percentage of past-due mortgages
Alabama
6.44
Alaska
2.66
Arizona
2.21
Arkansas
4.37
California
1.84
Colorado
3.17
Connecticut
2.87
Delaware
3.23
District of Columbia
2.55
Florida
3.41
Georgia
5.47
Hawaii
1.62
Idaho
2.59
Illinois
3.72
Indiana
5.61
Iowa
3.02
Kansas
3.77
Kentucky
4.50
Louisiana
13.73
Maine
3.14
Maryland
2.91
Massachusetts
3.03
Michigan
5.75
Minnesota
2.63
Mississippi
12.86
Missouri
4.42
Montana
2.12
Nebraska
3.47
Nevada
2.41
New Hampshire
2.96
New Jersey
3.14
New Mexico
3.33
New York
3.35
North Carolina
4.77
North Dakota
1.85
Ohio
5.44
Oklahoma
4.64
Oregon
2.04
Pennsylvania
4.62
Rhode Island
3.13
South Carolina
4.91
South Dakota
2.04
Tennessee
5.67
Texas
6.24
Utah
3.29
Vermont
2.40
Virginia
2.53
Washington
2.20
West Virginia
5.55
Wisconsin
2.82
Wyoming
2.01
Top 5 (lowest percentage of delinquencies)
---
Hawaii
1.62
California
1.84
North Dakota
1.85
Wyoming
2.01
Oregon and South Dakota
2.04
Bottom 5 (highest percentage of delinquencies)
---
Louisiana
13.73
Mississippi
12.86
Alabama
6.44
Texas
6.24
Michigan
5.75
Source: National Delinquency Survey from the Mortgage Bankers Association
posted by !GOD BLESS YOU! at 01:46
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